# Competitive Advantages

| Features                       | PAYC Finance | Eversafu    | Titano      |
| ------------------------------ | ------------ | ----------- | ----------- |
| APY                            | 383,125.80%  | 385,945.80% | 102,483.58% |
| Fee                            | 11% / 18%    | 14% / 16%   | 13% / 18%   |
| BUSD reflection                | 9%           | 7%          | ❌           |
| Interest period                | 365 days     | 365 days    | 365 days    |
| Rebase                         | 15 mins      | 15 mins     | 30 mins     |
| Casino / Lottery               | soon         | ❌           | ✅           |
| NFT                            | ✅            | ❌           | ❌           |
| Automatic Burn                 | ✅            | ✅           | ❌           |
| Insurance Fund                 | ✅            | ✅           | ❌           |
| Auto-Liquidity                 | ✅            | ✅           | ❌           |
| Auto-Staking                   | ✅            | ✅           | ✅           |
| Fees Hard Coded                | ✅            | ✅           | ❌           |
| Rug-proof: no minting code     | ✅            | ✅           | ❌           |
| Rug-proof: No manual Adjusting | ✅            | ✅           | ❌           |
| Rug-proof: Fixed Rebase Time   | ✅            | ✅           | ✅           |
| Rug-proof: Liquidity Locked    | ✅            | ✅           | ✅           |
| Audit                          | ✅            | ✅           | ✅           |
| KYC                            | ✅            | ❌           | ❌           |
| Manual Token Buyback           | ✅            | ✅           | ❌           |
| Limited token                  | 13,5 years   | 13,5 years  | No limited  |
